Finally, after 4 years, a ray of sunshine! Great news for homeowners! The Reserve Bank of Australia has just announced a long-awaited mortgage rate cut, bringing the official cash rate down from 4.35% to 4.10%.

This is a huge win, but don’t wait for your bank to do it automatically - you need to take action! If you own a home or know someone whose close to you, call your bank or mortgage broker NOW to make sure you’re getting the best possible deal. A simple phone call could save you or your loved ones hundreds of dollars!

Why are we telling you all this about rate cuts?

Because we feel obligated to you if our little reminder can make a difference in your life by saving even a little money. We care about you and those you care about, and we're on a mission to save you money—and most importantly, time.

That’s why at TOI we bring fresh essentials straight to your door. Whether it’s Essential groceries, farm-fresh veggies, or your favorite Indian sweets, we aim to give you back valuable time so you can focus on what matters most—whether that’s spending time with loved ones, pursuing passions, or even getting in a few extra hours of work.


Always visit TOI for more savings - all under one roof:

1. Vast Variety of Indian Products and Essentials (Order Online)
Ghee, Rice, Snacks, Fresh Indian Sweets, IPTV everything!

2. Fresh Fruits and Vegetables
You just decide what you're eating today

3. Free SAME DAY Melbourne Wide Delivery
When you spend above $49 only

4. Deals ON
There is always something special on heavy discounts


Convenience should never come at a cost, which is why we’re committed to making life simpler while helping you save. We take care of the small things so you can enjoy the bigger moments.

Let’s make modern life a little easier, together! Shop Now